• Emergency Medical Expenses
  including Emergency Assistance Services, Medical Emergency Repatriation*.
• Baggage Cover
  When included, covers clothes, bags and other personal belongings including specified valuables. This includes cover for baggage delay and emergency passport and passport replacement cover.
• Cancellation / Curtailment
  Covers you if you have to cancel or cut your holiday short due to the death or serious illness or injury of a close member of the family or travelling companion.  
• Exam Failure Insurance
  Additional specified expenses if you have to return home to retake a failed exam.
• Holiday Abandonment or Delayed Departure
  If you have to abandon your holiday, or if miss your departure due to an unannounced strike, adverse weather or breakdown in public transport.
  
• Winter Sports - On or Off Piste.
  Optional cover for medical expenses due to winter sports accidents and cover for ski and snowboard equipment, piste closure, etc.
  See Ski Season Insurance.
• Plus more...
  Full details of what is and what is not covered for can be found in the policy wording.

* Claims in respect of you possessing return travel tickets are not covered which may affect medical emergency repatriation.